Austria: Selected Issues

August 31, 2012

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Format: Chicago

Austria: Selected Issues, (USA: International Monetary Fund, 2012) accessed December 4, 2024

Summary

The Austrian authorities introduced new supervisory guidance aiming at constraining the funding model of the three largest Austrian banks’ subsidiaries. The guidance introduced the concept of Loan-to-Local-Stable-Funding Ratio (LLSFR) as a monitoring tool of business model sustainability. Austrian banks’ subsidiaries have a significant market share in several Central, Eastern and South Eastern Europe (CESEE) countries. Evidence for CESEE banks suggests that the LLSFR is an appropriate tool to monitor the possible buildup of credit risk besides its more obvious role as an indicator of liquidity risk.

Subject: Banking, Commercial banks, Credit risk, Financial institutions, Financial regulation and supervision, Liquidity risk, Loan loss provisions, Loans

Keywords: Aggregate LDR, Asset, Asset quality, Bank, CESEE bank, CESEE subsidiaries' share, CESEE subsidiary, Commercial banks, CR, Credit risk, Europe, ISCR, LDR ratio, Liquidity risk, LLSFR, Loan, Loan loss provisions, Loans, Loan-to-Deposit Ratio

Publication Details

Pages:

12
Volume:

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DOI:

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Issue:

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Series:

Country Report No. 2012/252
Stock No:

1AUTEA2012002
ISBN:

9781475506785
ISSN:

1934-7685

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