THE DIGITAL FUTURE
Let’s Build a Better Data Economy
Our digital footprint generates enormous value, but too much of it ends up in Big Tech silos
From Financial Innovation to Inclusion
For technology to benefit everyone, private sector innovation needs to be supported by public goods
Decoupling in the Digital Era
Absent multilateral cooperation, the global digital economy could splinter, and everyone would pay
The Global Cyber Threat
Cyber threats to the financial system are growing, and the global community must cooperate to protect it
The New Morality of Debt
Increased datafication of debt raises ethical questions and calls for a new approach to regulating lending
Digital Dollars for Online Tea
The Bahamas, Sri Lanka, and Uganda
fight the pandemic’s disruption with innovation
ALSO IN THIS ISSUE
Dear Mom, Forget the Cash
An IMF economist explains central bank digital currency to his mother
Rethinking Economics
The pandemic tests a new policymaking benchmark that includes civil society and social norms
Editor's Letter
The Haves and Have-nots
The digital future is coming at us faster than ever before. In this issue of F&D, we explore the possible consequences—the good, the bad, and the gray.
In the Trenches
Radical Inclusion
Sierra Leone’s David Sengeh is taking an inclusive approach to digitalizing the country’s education system and economy
Book Reviews
The Power of Creative Destruction: Economic Upheaval and the Wealth of Nations
The Data Detective: Ten Easy Rules to Make Sense of Statistics
The Great Demographic Reversal: Ageing Societies, Waning Inequality, and an Inflation Revival
Currency Notes
New Old Idea
Technological innovation is fueling the resurgence of community currencies